Through understanding the credit profile of the consumer audience and financial goals of each portfolio, NRA develops and applies effective and rigorous underwriting standards.
NRA deploys a customized portal for each client to allow consumers to submit credit applications in real-time. Utilizing the application data as well as credit attributes and other intuitive credit metrics NRA applies custom decisioning to accomplish the goals of each portfolio client. The results are instantly shared with the applicant allowing a seamless on-boarding process.
Processing, Billing, & Servicing
Approved loans are processed in accordance with Federal and State regulations. A customized protocol for account treatment is prescribed by each client and partner. Adherence to carefully developed work standards exemplifies the principles of NRA's discipline philosophy.
NRA's reputation is solidified by its ability to exceed performance expectations in every stage of the Accounts Receivable Management process. NRA's delinquent recovery division operates in one of the most complex regulatory environments and continues to exceed the goals of its partners and clients. Utilizing Managements over 50 years of acquired business intelligence in the collections industry, coupled with advanced technological tools has allowed NRA to deploy work standards that are developed to uniquely suit each portfolio for maximum recovery.